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We understand that being in the business of leisure is anything but leisurely.

The travel and tourism industry faces extraordinary pressures: from escalating operating expenses and rising energy costs to various workforce issues, and the increasing threat of global terrorism.

Our professionals work closely with clients and distribution partners to enhance risk management programs, delivering not only deep understanding of the ever-changing exposures facing the industry, but also an appreciation for the total cost of risk facing leisure providers in today’s environment and the future.

Businesses in this industry need to manage and stay ahead of a unique spectrum of risks. With decades of experience in underwriting, loss prevention engineering, claims, and crisis and litigation management, AIG has the flexibility and expertise to back you up, enabling you to continue to do business and keep your customers happy.

Search below to learn more about the range of insurance products and services we can deploy to the benefit of members of the hospitality and leisure industry.

Products and Services for the Travel and Tourism Industry

Commercial Crime

Insurance cover for medium to large-sized public and privately-owned companies engaged in various business areas, other than financial institutions, against the dishonest acts of an employee as well as forgery, burglary of safety deposit boxes, and computer fraud on a global basis.

Contractor's Pollution Liability

Environmental insurance cover designed to address risks faced by contractors against pollution releases, including third-party bodily injury and property damage claims, as well as clean-up costs arising from pollution released due to covered operations and work performed.

Employers' Liability

Pays on behalf of the Insured, all sums which the Insured shall become legally obligated to pay as damages because of bodily injury caused by an accident or disease, including death of the Insured’s employee arising out of and in the course of employment.

Marine Cargo Insurance

This covers the movement of goods from point A to point B against accidental loss or damage. Clients range from importers, exporters, manufacturers, logistic operators or large cargo (infrastructure) operations to multinational seeking tailored insurance solutions that can be location specific or part of a worldwide master policy program.

Property All-Risk

This policy provides you with coverage for your property against loss or damage caused by fire and lightning, and allied perils such as earthquake, typhoon, flood, falling aircraft, impact damage, volcanic eruption, riot, strike and malicious damage. Additional covers may be added to meet the needs of the business. There is an option to include Machinery Breakdown cover, Electronic Equipment Insurance cover, and Business Interruption in this policy.

Comprehensive General Liability

This cover is designed to address the costs of the Insured’s legal liability arising out of accidents, injuries, and property damage sustained by third parties. Companies of different sizes and industries need sound liability coverage against these traditional exposures.

Cyber Insurance

This is a specially designed solution which addresses the liability of companies arising from data protection laws, the management of personal data, and the consequence of losing corporate information.

Kidnap, Ransom and Extortion

Tailor-made solution to address kidnap, ransom and extortion threats to organizations and individuals around the world. Insurance policy cover includes incident response, financial cover, and risk prevention.

Pollution Legal Liability

Environmental insurance cover designed for fixed operating facilities. It provides comprehensive cover to address the environmental risks and exposures faced by businesses. It covers costs related to third-party bodily injury and property damage, legal costs, and clean-up costs.

Property Terrorism

We offer market-leading insurance solutions to cover financial losses arising from an incident at your property caused by acts of terrorism. Coverage can be customized to meet the distinct needs of the business. Business interruption cover can also be included.