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In a rapidly-changing sector such as the technology and communications industry, it is crucial that businesses take control of their insurable risks. From guarding against exposures faced when exporting or selling products overseas — to protecting and defending your data and intellectual property, we’ve got your company covered.

With our deep industry knowledge and experience, AIG offers products that can be tailored to meet the unique needs of technology companies, enabling them to protect their people and operations from possible losses and disruptions.

Learn about our approach in helping participants in the dynamic communications and technology space to protect their insurable assets, while helping to anticipate emerging trends and future threats.

Products and Services for the Technology and Communications Industry

Comprehensive General Liability

This cover is designed to address the costs of the Insured’s legal liability arising out of accidents, injuries, and property damage sustained by third parties. Companies of different sizes and industries need sound liability coverage against these traditional exposures.

Cyber Insurance

This is a specially designed solution which addresses the liability of companies arising from data protection laws, the management of personal data, and the consequence of losing corporate information.

Marine Cargo Insurance

This covers the movement of goods from point A to point B against accidental loss or damage. Clients range from importers, exporters, manufacturers, logistic operators or large cargo (infrastructure) operations to multinational seeking tailored insurance solutions that can be location specific or part of a worldwide master policy program.

Professional Liability

Covers professionals for their legal liability arising from their expert advice or errors and omissions on the services they provide. Certain types of claims made against them by third parties under civil law. It provides financial coverage to meet the costs of defending legal actions and payable damages.

Contractor's Equipment

Also known as Contactor’s Equipment cover, this is a comprehensive solution for assets that are moveable or mobile in nature, in transit or in storage, where specialization is needed or where unique exposures exist.

Employers' Liability

Pays on behalf of the Insured, all sums which the Insured shall become legally obligated to pay as damages because of bodily injury caused by an accident or disease, including death of the Insured’s employee arising out of and in the course of employment.

Products Liability

Addresses the Insured’s legal liability that may arise as a result of bodily injury and/or property damage to third parties due to a defect in the products manufactured, distributed, or sold by the Insured after such product has ceased to be in the Insured’s control.

Property All-Risk

This policy provides you with coverage for your property against loss or damage caused by fire and lightning, and allied perils such as earthquake, typhoon, flood, falling aircraft, impact damage, volcanic eruption, riot, strike and malicious damage. Additional covers may be added to meet the needs of the business. There is an option to include Machinery Breakdown cover, Electronic Equipment Insurance cover, and Business Interruption in this policy.