Employee crime cover
This covers any acts of fraud or dishonesty committed by any employee.
Any other person crime cover
Any fraudulent act of theft committed by any other person (e.g. cheque forgery, computer fraud, corporate card fraud, funds transfer fraud, imitation fraud, money, securities or property).
Damage, destruction or disappearance of money and securities
This covers the physical loss or damage or actual destruction or disappearance of money, securities, safes or vaults.
Criminal damage to property
This covers loss due to destruction or damage to Property (excluding safes and vaults) which occurs within the premises.
Contractual and regulatory penalties
This covers the amount of any penalty which is insurable at law.
Interest receivable or payable
Amount of any interest which would have been receivable or which becomes payable from a loss covered by the policy.
Fees, costs and expenses
This covers costs of defending third-party accusations which could otherwise be costly, time-consuming, and disruptive.